| • |
New ventures are considered when the business owner(s) have a minimum of three years
of restaurant ownership or food service management |
| • |
All Fast Food Restaurants and Limited Cooking establishments must have Automatic Fire
Alarm - central station connected AND Automatic Cooking Exhaust & Extinguishing System |
| • |
Fast Food and Limited Cooking establishments (subject to the classes specifically listed) |
| • |
Operations with up to 75 employees |
| • |
Total Insured Values up to $5 million per location |
| • |
Annual revenue up to $5 million per location/ $15 million per policy |
| • |
Revenue from off-site catering must not exceed 10% of total annual gross sales |
| • |
Maximum 7,500 square feet |
| • |
24-Hour Operations are ineligible |
| • |
No liquor, beer or wine sales |
| • |
No live entertainment, no dance floor, no playground |
| • |
No open broiling or solid fuel cooking (i.e. wood, charcoal or mesquite) |
| • |
Buildings with Exterior Insulating Finishing Systems (EIFS) are not eligible |
