Target Classes
Coffee Bars or Shops
Concession Stands/Snack Bars
Delicatessens and Sandwich Shops
Donut Shops
Hamburger/Malt Shops
Hotdog Shops
Ice Cream and Yogurt Stores
Oriental Style
Other Ethnic Style
Pizza Shops
Roast Beef
Salad Bars
Program Features
•    New ventures are considered when the business owner(s) have a minimum of three years of restaurant ownership or food service management
•    All Fast Food Restaurants and Limited Cooking establishments must have Automatic Fire Alarm - central station connected AND Automatic Cooking Exhaust & Extinguishing System
•    Fast Food and Limited Cooking establishments (subject to the classes specifically listed)
•    Operations with up to 75 employees
•    Total Insured Values up to $5 million per location
•    Annual revenue up to $5 million per location/ $15 million per policy
•    Revenue from off-site catering must not exceed 10% of total annual gross sales
•    Maximum 7,500 square feet
•    24-Hour Operations are ineligible
•    No liquor, beer or wine sales
•    No live entertainment, no dance floor, no playground
•    No open broiling or solid fuel cooking (i.e. wood, charcoal or mesquite)
•    Buildings with Exterior Insulating Finishing Systems (EIFS) are not eligible
Optional Endorsements Available
BP 04 04 01 10 Hired auto and non-owned auto liability (Delivery is excluded)
BP 15 07 03 15 Information Security Protection
BP 07 78 07 13 Restaurants
BP 07 79 07 13 Restaurants - loss or damage to customers’ autos (legal liability)
BP 04 15 07 13 Spoilage coverage
BP 04 31 07 13 Food contamination
BP 14 05 07 13 Additional insured - grantor of franchise
Questions? Call Me!

Jenni Contreras
[email protected]
Commercial Auto Program
Click for Details
Paper Contractor Program
Click for Details
Roofing and Solar Program
Click for Details
Contractor Quickie Program
Click for Details
Fast Food Program
Click for Details
Vacant Building Program
Click for Details
To contact us, and for more information, please visit our Fast Food Restaurant Program Storefront.
Gladius Insurance Services, LLC
6864 Indiana Ave, Suite 201
Riverside, CA 92506
tel: 877.587.4999 fax: 866.732.7395