| What coverage is provided? |
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Named peril coverage. Our "basic form" policy (CP 10 10) protects your property from fire, windstorm, hail, vandalism, smoke, sprinkler leakage, lightning, explosion, vehicle damage, sinkhole collapse, aircraft damage and volcanic action. |
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All risk coverage available (excluding buildings being renovated and new construction). For broader protection, our "special form" policy (CP 10 30) provides coverage for all causes of loss unless specifically excluded from the policy. Our "special form" policy also provides theft coverage for properties with an active central station fire and burglar alarm. |
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Property coverage available up to $5 million limit of insurance. |
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General liability coverage available (excluding new construction). For buildings with up to four units, select this coverage (CG 00 01) for financial protection up to $1 million should you be found legally responsible for an accident on the property that causes injury to others. |
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Flexible policy terms. We write 3-, 6- and 12-month policies in most states. |
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Flexible payment options. Installments are available for 6- and 12-month policies including the ability to pay online any day, any time. |
