LEAVE NO MARGIN FOR ERROR IN DESIGNATING LIFE INSURANCE BENEFICIARIES
Many people purchase Life insurance, but fail in the critical step of selecting their beneficiaries properly. You are free to name just about anyone as your beneficiary. For most people it’s usually a close family member. However, you can choose any competent person or even an entity, such as a charity ...

BROADEN YOUR LIABILITY COVERAGE WITH A PERSONAL UMBRELLA POLICY
In recent years, our society has become what some people call “lawsuit happy.” In other words, an increasing number of people are filing lawsuits for everything from emotional injury to property damage -- and they’re suing for larger amounts than ever before. If someone were to file a lawsuit against you, you could end up losing hundreds of thousands of dollars or more, even if you won ...

TAKE SEVEN STEPS TO REDUCE THE RISK OF EMPLOYEE FRAUD
Most business managers and owners are well aware of the threat of loss from outsiders, and use a variety of methods to reduce this risk. From locks on the doors, to security guards and dogs, to complex electronic burglar alarm systems, many preventative steps are taken. However, it is often the case that less attention is dedicated to reducing the risk of theft by an insider ...