FIRM

Harbor Capital Advisors, Inc.

82 Main Street, Suite 200
Huntington, NY 11743
Phone: (800) 858-2732 or (516) 427-2732
Fax: (516) 421-2539

PRINCIPAL(S)

SERVICES/AREAS OF EXPERTISE

Harbor Capital Advisors, Inc. offers a full range of financial consulting services to the independent agent and broker community. The full resources of the firm are available to assist the independent agent and broker in meeting a variety of financial goals:

• Mergers and acquisitions, intermediary and facilitator services
• Buyer representation
• Seller representation
• Agency corporate development planning and strategy
• Information technology strategies
• Fair market appraisals
• Esop valuations and feasibility studies
• Litigation support

BIOGRAPHY OF PRINCIPAL(S)

Education

• B.S. (Accounting major), Brooklyn College of The City University of New York

Professional Credentials

• Certified Public Accountant, New York state, 1972
• Chartered Property Casualty Underwriter, 1986

Professional Affiliations

• New York Society of Insurance Analysts
• American Institute of Certified Public Accountants
• New York Society of Certified Public Accountants
• New York Society of Chartered Property Casualty Underwriters

Background

Paul J. Di Stefano, CPA, CPCU has more than 25 years' experience in the insurance industry, with an extensive background initiating and negotiating the merger and acquisition of insurance agents and brokers. Mr. Di Stefano's background as a financial executive with Marsh & McLennan and American International Group gives him a unique working knowledge of the insurance industry, making him particularly effective in dealing with corporate-development and fair market-valuation issues facing the independent agent and broker.

Mr. Di Stefano is an effective and creative negotiator, with an impressive track record of successful transactions. As a CPA, he's a skilled and experienced practitioner, able to structure merger and acquisition transactions in a tax-advantaged manner. Mr. Di Stefano's professional and financial background enables him to structure creative financial transactions, which have proven effective in satisfying the needs of all parties to a transaction.

• 1969-1971: Deloitte Haskins and Sells
• 1971-1981: American International Group, Inc.
• 1981-1984: Marsh & McLennan
• 1984-1987: Russell Miller & Co.
• 1987 - Current: Harbor Capital Advisors, Inc., founded by Mr. Di Stefano

REFERENCES

• Satellite Insurance Agency Alliance, Keene, NH
• Herbert L. Jamison & Co.-West Orange, NJ
• American Professional Agency, Amityville, NY
• Horton Insurance Agency-Orlando Park, IL
• McCay Corp., Bordentown, NJ
• Brownyard Programs, Bayshore, NY

FEE SCHEDULE