A. M. Best Company, "Best’s Insolvency Study: Life/Health Insurers 1976–1991: Executive Summary and Recommendations," Best’s Review (Life and Health Insurance Ed.), June 1992, p. 18

Michael L. Albanese and Larry G. Mayewski, "Risk-Based Capital: Is Your Company Ready?" Best’s Review (Life & Health Ed.), May 1992, p. 12

William N. Albus, "NALU Seeks Reasonable, Stringent Standards, Local Control, Adequate Budgets," 4 Journal of Insurance Regulation 19 (1986)

———, "Life Agent Qualifications and Mandatory Continuing Education," 3 Journal of Insurance Regulation 140 (1984)

———, "Life Agent Qualification and Mandatory Prelicense Education," 2 Journal of Insurance Regulation 155 (1983)

Alliance of American Insurers, NAIC in Transition: A Discussion Paper on Issues Facing the National Association of Insurance Commissioners (1982)

American Bar Association Section of Antitrust Law, Antitrust Developments 1955–1968

American Council of Life Insurance, 1994 Life Insurance Fact Book

———, 1992 Life Insurance Fact Book

Arthur Andersen & Co., Insurance in a Changing Europe: 1990–95 (November 1990) (Special Report No. 2068, The Economist Publications)

Alan M. Anderson, "Insurance and Antitrust Law: The McCarran-Ferguson Act and Beyond," 25 William and Mary Law Review 81 (1983)

Buist M. Anderson, Anderson on Life Insurance (1991)

Sean Armstrong, "The Sale Police," Best’s Review (Life & Health Ed.), March 1995, p. 34.

———, "AIDS and the Trusted Adviser," Best’s Review (Life & Health Ed.), September 1994, p. 37

———, "The Good, the Bad and the Industry," Best’s Review (Property & Casualty Ed.), June 1994, p. 35

Bhyshan Bahree, "WTO Extends Financial-Services Talks as U.S. Balks at Opening Market Further," Wall Street Journal, July 3, 1995, p. A7

Stephen M. Bainbridge, "Redirecting State Takeover Laws at Proxy Contests," 1992 Wisconsin Law Review 1071

John Bajkowski, "The New Look of Corporate Proxy Statements," American Association of Individual Investors Journal, September 1993, p. 34

C. Britt Beemer, "The Redlining Lie," Best’s Review (Life & Health Ed.), January 1995, p. 35

Joseph M. Belth, "The Recent Flurry of Controversial Surplus Notes," 21 The Insurance Forum 5 (February 1994)

———, "A New and Dangerous Era for the Life Insurance Industry," 18 The Insurance Forum 215 (July 1991)

———, "The Weakening of the Financial Standards Applied to Life Insurance Companies—The Assault on Statutory Accounting Principles," 16 The Insurance Forum 67 (November 1989)

———, "Credit Life, Reinsurance, and the Antirebating Laws," The Insurance Forum 105 (March 1986)

Michael Berenson, "Status of SEC Regulation of Mortality and Expense Risk Charges under Variable Annuity and Variable Life Insurance Products," in 1994 Conference on Life Insurance Company Products: Current Securities, Tax, ERISA and State Regulatory Issues 21 (American Law Institute-American Bar Association Course of Study Materials)

———, "Recent Case Law Developments under Section 3(a)(8)," in 1990 Conference on Life Insurance Company Products: Current Securities and Tax Issues 99 (American Law Institute-American Bar Association Course of Study Materials)

———, "Opinions of Counsel Concerning the Availability of Section 3(a)(8) of the Securities Act of 1933—From VALIC I to VALIC II," in 1987 Conference on Life Insurance Company Products: Current Securities and Tax Issues 185 (American Law Institute-American Bar Association Course of Study Materials)

Eli P. Bernzweig, The Financial Planner’s Legal Guide (1986)

Rick Berry and Michael Tuohy, "Don’t Let Bad Apples Spoil an Entire Industry," Best’s Review (Life & Health Ed.), July 1994, p. 66

Kenneth Black, Jr., "A 90-Year Retrospective," Best’s Review (Life & Health Ed.), June 1990, p. 47

Fred R. Bleakley, "Marketing Rules for Life Insurers Are under Study," Wall Street Journal, September 10, 1993, p. A2

Kathy Bock, "Washington Insurers Adapt to New Fraud Regulations," National Underwriter (Property & Casualty Ed.), September 11, 1995, p. 18

Gerald E. Boltz and Kimberly Crichton, "State Regulation of Financial Planners," in Regulation of Financial Planners in the 1980s 195 (1986) (Practicing Law Institute)

Thomas H. Borman, "Ending the Unfairness of State Guaranty Funds," Best’s Review (Life & Health Ed.), November 1992, p. 38

James S. Brock, "Baits and Rebates," in 1963 The Association of Life Insurance Counsel 383

Steven Brostoff, "Dingell Drafts New Fed Regulatory Bill," National Underwriter (Life & Health Ed.), October 10, 1994, p. 1

———, "GAO Will Study Marketing Practices," National Underwriter (Life & Health Ed.), September 12, 1994, p. 1

———, "Consumer Groups Contend Credit Life Still Costly," National Underwriter (Life & Health Ed.), August 8, 1994, p. 5

———, "SEC Approves Fund Ranking Guidelines," National Underwriter (Life & Health Ed.), July 25, 1994, p. 20

———, "GAO Hits Asset Valuation Reserve," National Underwriter (Life & Health Ed.), June 20, 1994, p. 17

———, "SEC Increasing Scrutiny of Insurers’ Accounting," National Underwriter (Life & Health Ed.), April 18, 1994, p. 35

———, "New Federal Insurance Regulation Bill Hits Senate," National Underwriter (Property & Casualty Ed.), November 11, 1993, p. 3

———, "Regulatory Harmonization in EC Elusive, GAO Reports," National Underwriter (Property & Casualty Ed.), August 16, 1993, p. 2

William F. Burfeind, "The Case for Component Rating for Credit Insurance," National Underwriter (Life & Health Ed.), November 28, 1994, p. 19

———, "A New Sparkle for Credit Life," Best’s Review (Life & Health Ed.), July 1993, p. 43

Robert E. Carlson, "Insurance Regulation and Financial Planners," in Regulation of Financial Planners in the 1980s 521 (1986) (Practicing Law Institute)

Christopher L. Chandler, "Annual Review of Litigation: 1993," paper presented at American Council of Life Insurance: Legal Section Meeting, Washington, D.C., November 14–17, 1993, p. 10

Bruce W. Clements, A Background Study of the Regulation of Credit Life and Disability Insurance (1970) (published by the NAIC)

Gary O. Cohen, "Update on Section 3(a)(8): Current Uncertainties and What Can Be Done About Them—Discretionary Excess Interest Annuity Contracts and Life Insurance Policies under the Securities Act of 1933, Rule 151 and Cases Including Otto v. VALIC and A.P.P. v. Home Life," in 1992 Conference on Life Insurance Company Products: Current Securities, Tax, ERISA and State Regulatory Issues 71 (American Law Institute-American Bar Association Course of Study Materials)

———, "Discretionary Excess Interest Annuity Contracts under the Securities Act of 1933, Rule 151 Thereunder, and Otto v. VALIC," in 1990 Conference on Life Insurance Company Products: Current Securities and Tax Issues 77 (American Law Institute-American Bar Association Course of Study Materials).

Thomas F. Commito, "When an ‘Annuity’ is a ‘Security’—SEC Regulation and Its Implications," 43 Journal of the American Society of CLU & ChFC 24 (January 1989)

John S. Coniff, "Anti-Rebate Statutes after the Florida Litigation: Alternative Controls for Pricing Abuses," 5 Journal of Insurance Regulation 109 (1986)

Jim Connolly, "Perception Is Prompting Mutuals’ Switch to GAAP," National Underwriter (Life & Health Ed.), December 12, 1994, p. 21

———, "Viatical Settlements Not Enticing Many Insurers," National Underwriter (Life & Health Ed.), December 5, 1994, p. 55

John M. Covaleski, "Stamping Out Insurance Fraud," Best’s Review (Life & Health Ed.), October 1994, p. 25

Brian Cox, "Walsh: Mkt. Conduct Will Be ‘Clarion Call’ of 90s," National Underwriter (Life & Health Ed.), September 5, 1994, p. 3

———, "Industry’s ’93 AIDS Claims Rose Slightly to $1.5 Billion," National Underwriter (Life & Health Ed.), August 9, 1994, p. 1

Gregory S. Crespi, "The Reach of the Federal Registration Requirements for Broker-Dealers and Investment Advisors," 17 Securities Regulation Law Journal 339 (1990)

Cynthia Crosson, "Model Investment Law No Longer on Fast Track," National Underwriter (Life & Health Ed.), November 28, 1994, p. 3

———, "A Primer of Recent Financial & Accounting Regs," National Underwriter (Life & Health Ed.), November 14, 1994, p. 24

———, "Risk-Based Prefunding of Guaranty Funds Urged," National Underwriter (Life & Health Ed.), October 24, 1994, p. 3

———, "Model Investment Law Draws Wrath," National Underwriter (Life & Health Ed.), September 26, 1994, p. 3

———, "‘Company Jumping’ Hinders Improving Market Conduct," National Underwriter (Life & Health Ed.), September 19, 1994, p. 1

———, "New Model Investment Law Draft Issued by Regulators," National Underwriter (Life & Health Ed.), August 22, 1994, p. 1

———, "Industry Fights NAIC on Life Nonforfeiture Model," National Underwriter (Life & Health Ed.), April 4, 1994, p. 40

———, "‘Prudent Person’ Approach Sought in Model Investment Law," National Underwriter (Life & Health Ed.), December 13, 1993, p. 3

Richard R. Crowl, remarks in 1992 American Council of Life Insurance: Legal Section Proceedings 16

Karen Damato, "California’s New Insurance Index Takes a Look at Life," Wall Street Journal, March 1, 1995, p. C1

Christopher Dauer, "States Question Authority of NAIC," National Underwriter (Property & Casualty Ed.), March 6, 1995, p. 1

Joanne M. Derrig, "Regulating Transactions Between Affiliates: A Comparison of the NAIC Model Insurance Holding Company Law with Its Federal Banking Law Counterparts," 3 Journal of Insurance Regulation 444 (1985)

Robert E. Dineen and Jon S. Hanson, Securities Laws and Insurance Regulations (1968) (monograph submitted to the National Association of Insurance Commissioners, March 12, 1968, Jackson Hole, Wyoming; published by the Northwestern Mutual Life Insurance Co., Milwaukee, Wisconsin)

Mark S. Dorfman and Ashvin P. Vibhakar, "Securities Regulation and Life Underwriters," 48 Journal of the American Society of CLU & ChFC 40 (January 1994)

Phillip H. Dutter, "New Failed Promises Spotlight Integrity," Best’s Review (Life & Health Ed.), September 1994, p. 64

James D. Ericson, "NAIC’s Proposed Model Investment Law Should Be Discarded," National Underwriter (Life & Health Ed.), January 10, 1994, p. 19

Federal Trade Commission Staff Report, Life Insurance Cost Disclosure (1979)

Ralph C. Ferrara and L. Lance Cole, "Marketing Financial Planning Services: Overcoming the Regulatory Hurdles for Insurance Companies," 5 Journal of Insurance Regulation 429 (1987)

Arnold D. Fielkow and Stephen P. Eisenberg, "Civil RICO: The Insurers Fight Back," 21 Tort & Insurance Law Journal 1 (1985) (American Bar Association: Tort and Insurance Practices Section)

David Foppert, "The Mouse That Roared," Best’s Review (Life & Health Ed.), June 1994, p. 35

———, "Waging the War Against Fraud," Best’s Review (Property & Casualty Ed.), March 1994, p. 44

———, "Can the State Guaranty Fund System Hold Up?" Best’s Review (Life & Health Ed.), October 1991, p. 18

Marian Freedman, "Two Tier Regulation: Fueling the Fire," Best’s Review (Life & Health Ed.), June 1992, p. 26

Amy S. Friedman, "SEC Regulation of Separate Accounts Sought," National Underwriter (Life & Health Ed.), November 7, 1994, p. 52

———, "SEC Set to Slap Suit on Viatical Settlement Firm," National Underwriter (Life & Health Ed.), August 29, 1994, p. 3

Stephen J. Friedman, "Demutualization: the Equitable Experience," 1993–1994 Association of Life Insurance Counsel 49

Gerald D. Gallop, "Critical Aspects of a Broker/Dealer Relationship," 42 Journal of the American Society of CLU & ChFC 78 (May 1988)

Harry D. Garber, Letter to Samuel H. Weese (The American College), September 21, 1995

———, "Financial Statements and Ratings," in McGill’s Life Insurance 631 (Edward E. Graves, ed., 1994)

———, "Demutualization—Wave of the Future or Passing Fad?" 40 Journal of the American Society of CLU 58 (March 1986)

General Accounting Office, European Community: Regulatory Issues in Creating a Single Insurance Market (1993) (Report to the Chairman, Subcommittee on Oversight and Investigations, Committee on Energy and Commerce, U.S. House of Representatives)

Kenneth A. Getz and Judith D. Bentkover, "The Impact of AIDS on the Insurance Industry," 46 Journal of the American Society of CLU & ChFC 54 (March 1992)

James R. Gillen, remarks in 1992 American Council of Life Insurance: Legal Section Proceedings 10

Laura Ginger, "Business’ Civil RICO Liability Goes Unchecked: No Previous Conviction Required," 24 American Business Law Journal 179 (1986)

Edward E. Graves, "Variations of Whole Life Insurance," in McGill’s Life Insurance 54 (Edward E. Graves, ed., 1994)

David Griffin, "Insurers Must Rally Around Model Fraud Act," National Underwriter (Property & Casualty Ed.), September 11, 1995, p. 37

John C. Gurley and James R. Dwyer, "An Analysis of the Insurance Regulatory Aspects of Demutualization," p. 1 (1984 paper at Lord, Bissell & Brook, Chicago, Ill.)

Alfred G. Haggerty, "Garamendi Does an About Face on Rebating Rule," National Underwriter (Life & Health Ed.), September 9, 1994, p. 4

———, "Garamendi Says He Will Reject Cal. Rebating Ruling," National Underwriter (Life & Health Ed.), May 9, 1994, p. 3

Debra J. Hall and Robert M. Hall, "Insurance Company Insolvencies: Order Out of Chaos," 12 Journal of Insurance Regulation 145 (1993)

Donald M. Halperin, "The Compact Solution," Best’s Review (Life & Health Ed.), July 1993, p. 67

Carol A. Hammes, Peter R. Kensicki, E. J. Leverett and Ronald T. Anderson, 1 Agency Operations and Sales Management 15 (2nd ed., 1986)

Jon S. Hanson, "The McCarran Act: Of Value or Valueless as a Shield to Federal Antitrust Actions," October 1, 1987 (paper presented to the Alliance of American Insurers Law Seminar)

———, "An Informational Base on the Convergence of Financial Services," June 9, 1984 (unpublished paper at Jon S. Hanson & Associates, Elm Grove, Wisconsin)

———, "The Interplay of the Regimes of Antitrust, Competition and State Insurance Regulation of the Business of Insurance," 28 Drake Law Review 767 (1978–79)

———, "The Disadvantages of Federal Insurance Regulation as Highlighted by the Brooke Bill," 13 The Forum 605 (1978) (American Bar Association: Section of Insurance, Negligence and Compensation Law)

———, "An Overview—State Insurance Regulation," 31 Journal of the American Society of CLU 20 (1977)

Jon S. Hanson, Robert E. Dineen, and Michael B. Johnson, Monitoring Competition: A Means of Regulating the Property and Liability Insurance Business (1974) (published by the National Association of Insurance Commissioners)

Jon S. Hanson and Robert E. Dineen, The Regulation of Mass Marketing in Property and Liability Insurance (1971) (published by the National Association of Insurance Commissioners)

Jon S. Hanson and Duncan R. Farney, "New Life Insurance Companies: Their Promotion and Regulation," 49 Marquette Law Review 175 (1965)

Jon S. Hanson and Thomas E. Obenberger, "Mail Order Insurers: A Case Study in the Ability of the States to Regulate the Insurance Business," 50 Marquette Law Review 175 (1966)

Bertram Harnett and Irving I. Lesnick, The Law of Life and Health Insurance (1994)

Richard M. Heller, "Demutualization: The Economics Won’t Go Away," 5 Journal of Insurance Regulation 38 (1986)

Theresa Herter, "Criticism of Bureau Is Way Off the Mark," Best’s Review (Life & Health Ed.), September 1994, p. 48

Steven D. Hitzeman, "Indiana’s Control Share Acquisition Statute Held Constitutional: CTS Corp. v. Dynamics Corp. of America," 26 American Business Law Journal 129 (1988)

Davis J. Howard, "Uncle Sam Versus the Insurance Commissioners: A Multi-Level Approach to Defining the ‘Business of Insurance’ under the McCarran-Ferguson Act," 25 Willamette Law Review 1 (1989)

Michael R. Hubbel and Mary Lanning, "Tackling the Burden of Continuing Education," Best’s Review (Property & Casualty Ed.), January 1994, p. 58

Leon Paul Hudgins, "AIDS and the Insurer’s Right to Rescind the Insurance Contract," 43 Federation of Insurance and Corporate Counsel 79 (1992)

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———, "Variable Contract Pricing and Distribution and Other Relevant Study Report Issues," in 1992 Conference on Life Insurance Company Products: Current Securities, Tax, ERISA and State Regulatory Issues 41 (American Law Institute-American Bar Association Course of Study Materials)

———, remarks in 1992 American Council of Life Insurance: Legal Section Proceedings 294

———, "Insider Trading and Responsibilities Imposed by the Insider Trading and Securities Fraud Enforcement Act of 1988," in 1989 Conference on Life Insurance Company Products: Current Securities and Tax Issues 219 (American Law Institute-American Bar Association Course of Study Materials)

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James M. Jackson, "A New Dimension for State Regulation," National Underwriter (Life & Health Ed.), November 19, 1990, p. 21

Dennis Jay, "Model Bills Can Foster Fraud Fight," National Underwriter (Property & Casualty Ed.), September 11, 1995, p. 15

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———, "Financial Services Trade Pact Struggles Hard to Survive," National Underwriter (Property & Casualty Ed.), July 10, 1995, p. 1

———, "Threats, Opportunities Posed by New World Order," National Underwriter (Property & Casualty Ed.), June 27, 1994, p. 3

———, "EU Single Market May Take Some Time to Develop," National Underwriter (Property & Casualty Ed.), June 27, 1994, p. 7

———, "Mexican Market Not Easy to Enter," National Underwriter (Property & Casualty Ed.), January 17, 1994, p. 37

———, "World Insurance Industry Charts a New Course," National Underwriter (Property & Casualty Ed.) January 3, 1994, p. 21

John Jennings and Steven Brostoff, "NAFTA May Boost Insurers Globally," National Underwriter (Property & Casualty Ed.), November 22, 1993, p. 1

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Jeffrey B. Kelvin, "Are Financial Planners Really Unregulated? A Comprehensive Study Including Recent Legal, Regulatory, and Industry Developments," 40 Journal of the American Society of CLU 38 (July 1986)

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———, "The Case for State Regulation of Insurance," in Insurance, Government and Social Policy: Studies in Insurance Regulation 411 (Spencer L. Kimball and Herbert Denenberg, ed., 1969)

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———, "The Purpose of Insurance Regulation: A Preliminary Inquiry in the Theory of Insurance Law," 45 Minnesota Law Review 471 (1961)

Spencer L. Kimball and Jon S. Hanson, "The Regulation of Specialty Policies in Life Insurance," 62 Michigan Law Review 167 (1963)

Carole King, "NALU Task Force to Tackle Replacement Problem," National Underwriter (Life & Health Ed.), October 3, 1994, p. 25

———, "Producer Database Holds Promise and Danger for Agents," National Underwriter (Life & Health Ed.), January 17, 1994, p. 15

Robert G. Knowles, "$25M Award Against Pru Upheld on Appeal in Ala.," National Underwriter (Life & Health Ed.), October 10, 1994, p. 15

———, "‘Jackpot Justice’ Slams Ala. Cos.," National Underwriter (Life & Health Ed.), September 5, 1994, p. 1

———, "Midwest States Push Interstate Compact," National Underwriter (Life & Health Ed.), July 11, 1994, p. 4

Linda Koco, "NASD Variable Guidelines Presented at NAVA Annual," National Underwriter (Life & Health Ed.), October 10, 1994, p. 11

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Lawrence J. Latto and Mary Breen, "The Search for Separate Account Performance," in 1993 Conference on Life Insurance Company Products: Current Securities, Tax, ERISA, and State Regulatory Issues 205 (American Law Institute-American Bar Association Course of Study Materials)

Rodger Lawson, "Interstate Compact Raises Troubling Issues," National Underwriter (Property & Casualty Ed.), September 12, 1994, p. 19

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Robert E. Litan, The Revolution in U.S. Finance: Past, Present, and Future (The Frank M. Engle Lecture, published by and delivered at the American College, Bryn Mawr, Pennsylvania, April 30, 1991)

Richard Liskov, "Fending Off the Feds," Best’s Review (Life & Health Ed.), January 1995, p. 57

James E. Long and Donald M. Wright, "RICO: Law, Practice, and Issues in the Context of Insurance Insolvency," 9 Journal of Insurance Regulation 344 (1991)

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James Lorimer, Harry F. Perlet, Jr., Frederick G. Kempin and Frederick R. Hodosh, 2 The Legal Environment of Insurance 294 (4th ed., 1993)

Louis Loss and Joel Seligman, Securities Regulation (3d ed., 1989)

Margaret R. Loss, "Guaranteed Separate Account Products," in 1993 Conference on Life Insurance Company Products: Current Securities, Tax, ERISA and State Regulatory Issues 301 (American Law Institute-American Bar Association Course of Study Materials)

Partick J. Lucey and John F. Gaebler, "The North American Free Trade Agreement," 67 Wisconsin Lawyer 17 (June 1994)

J. Timothy Lynch, "Universal Life Insurance: A Primer," 36 Journal of the American Society of CLU 44 (July 1982)

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John M. Manders, "Proposed Congressional Amendments to the McCarran-Ferguson Act: Their Impact on State Insurance Regulation," 9 Journal of Insurance Regulation 107 (1990)

Lenore S. Marema, "NAIC Must Slow Down and Assess Standards," Best’s Review (Life & Health Ed.), June 1994, p. 62

———, "Holding Company Regulation after Baldwin-United: Amendments to the NAIC Model Holding Company Act," 21 Tort & Insurance Law Journal 321 (1986) (American Bar Association: Tort and Insurance Practice Section)

Patrick F. Maroney, "An Analysis of the NAIC Model Fraud Unit Act," 4 Journal of Insurance Regulation 43 (1985)

Paul J. Mason, "Insurance Regulation and Financial Planners," in Regulation of Financial Planners in the 1980s 115 (1986) (Practicing Law Institute)

Paul J. Mason and Frederick R. Bellamy, "Market Value Adjustment Contracts: SEC Registered General Account Products," in 1989 Conference on Life Insurance Company Products: Current Securities and Tax Issues 133 (American Law Institute-American Bar Association: Course of Study Materials)

Paul J. Mason and Stephen E. Roth, "Analyzing the SEC’s Proposed Changes to the Regulation of Insured Retirement Vehicles," 47 Journal of the American Society of CLU & ChFC 60 (November 1993)

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Larry G. Mayewski, Michael L. Albanese, and Mary McKenna, "RBC: Beauty Contest or Non-Event," Best’s Review (Life and Health Ed.), March 1994, p. 33

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———, "The Reserve," in McGill’s Life Insurance 360 (Edward E. Graves, ed., 1994)

Dan M. McGill (as revised by Edward E. Graves and Joseph W. Huver), "Annuities," in McGill’s Life Insurance 109 (Edward E. Graves, ed., 1994)

Dan McGill (as revised by Norma Nielson and Donald Jones), "Modified Reserve Systems," in McGill’s Life Insurance 401 (Edward E. Graves, ed., 1994)

———, "Surrender Values," in McGill’s Life Insurance 409 (Edward E. Graves, ed., 1994)

Kathryn B. McGrath, "Financial Planners: SEC Perspective," in Regulation of Financial Planners in the 1980s 183 (1986) (Practicing Law Institute)

Patricia O. McLaughlin, "Guaranteed Interest Contracts and Beyond: Investing in and Diversifying Out of Insurance Company General Accounts," in 1991 Conference on Life Insurance Company Products: Current Securities, Tax and State Regulatory Issues 145 (American Law Institute-American Bar Association Course of Study Materials)

Kenneth J. Meier, "The Politics of Insurance Regulation," 58 Journal of Risk and Insurance 700 (1991)

Julia M. Melendez, "The McCarran-Ferguson Act: Has It Outlived Its Intent?" 42 Federation of Insurance & Corporate Counsel 283 (1992)

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I. Martin Morris, "The Origins of Replacement and Attempts to Regulate It," 1 Journal of Insurance Regulation 77 (1982)

John S. Moyse, "The Ethics of Replacement," 45 Journal of the American Society of CLU & ChFC 76 (November 1991)

James R. Muehlhausen, "The Impact of AIDS on Life Insurance," 40 Federation of Insurance and Corporate Counsel 281 (1990)

Colleen Mulcahy, "Globalization Fosters Need for Regulatory Parity," National Underwriter (Life & Health Ed.), June 6, 1994, p. 45

———, "Agent Officials Laud Progress on Producer Database," National Underwriter (Property & Casualty Ed.), December 13, 1993, p. 7

———, "NAIC Considers Merits of National Licensing System," National Underwriter (Property & Casualty Ed.), July 5, 1993, p. 17

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Phyllis Schiller Myers, "The Impact of AIDS: A Survey of Large Life and Health Insurers," 41 Journal of the American Society of CLU & ChFC 72 (May 1987)

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———, Insurance Regulatory Information System (1993)

———, Statement on the Federal Insurance Act of 1977 (S. 1710), reprinted in 1 Proceedings of the NAIC 830 (1978)

———, Statement on National Health Insurance before the House Committee on Ways and Means, reprinted in 1 Proceedings of the NAIC 696 (1972)

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———, "In Another RICO Case, The U.S. Supreme Court Finds an Accounting Firm Is Not Liable Because the Firm Did Not Participate in the Operation or Management of Its Client," in 11 Journal of Insurance Regulation 525 (1993) (Legal Review).

National Association of Insurance Commissioners Life Insurance Working Group, "Position Paper: Life Insurance Policy Illustrations (Draft September 9, 1993)," in Proceedings of the NAIC 443 (3rd Quarter 1993)

David K. Nelson, "Insurance Regulation and the AIDS Epidemic: An Update," 1988 American Council of Life Insurance: Legal Section Proceedings 383

———, "The AIDS Watch," Best’s Review (Life & Health Ed.), June 1988, p. 78

Kristin L. Nelson, "Is Gender Neutral Dead?" Best’s Review (Life & Health Ed.) February 1995, p. 34

———, "Weighing the Benefits of Becoming a Planner," Best’s Review (Life & Health Ed.), June 1994, p. 88

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