16

TABLE 16-1 Progression of Reserve Funds for Ordinary Life Contracts of $1,000 Issued to Males Aged 35; 1980 CSO Male Table and 4.5 Percent Interest Net Level Premium of $11.60433
(1) Policy Year	(2) Attained Age at Beginning of Policy Year		(3) Number Living at Beginning of Policy Year (Equals Number Insured)			(4) Aggregate Reserve at End of Previous Year See (10)			(5) Annual Premiums Paid at Beginning of Policy Year (3) x $11.60433		(6) Total Sum on Hand at Beginning of Policy Year (4) + (5)
1 2 3 4 5	35 36 37 38 39		9,491,711 9,471,683 9,450,466 9,427,785 9,403,461			$ 0 95,073,469 192,993,375 293,598,387 396,812,584			$110,144,947 109,912,535 109,666,326 109,403,128 109,120,865		$110,144,947 204,986,004 302,659,701 403,001,516 505,933,448
6 7 8 9 10	40 41 42 43 44		9,377,225 9,348,906 9,318,148 9,284,975 9,249,042			502,464,454 610,469,506 720,552,375 832,800,985 946,938,509			108,816,413 108,487,790 108,130,864 107,745,914 107,328,936		611,280,867 718,957,296 828,683,239 940,546,899 1,054,267,445
11 12 13 14 15	45 46 47 48 49		9,210,289 9,168,382 9,123,274 9,074,738 9,022,649			1,062,956,480 1,180,571,320 1,299,769,641 1,420,356,884 1,542,228,980			106,879,233 106,392,930 105,869,482 105,306,254 104,701,796		1,169,835,713 1,286,964,250 1,405,639,124 1,525,663,139 1,646,930,776
16 17 18 19 20	50 51 52 53 54		8,966,618 8,906,452 8,841,435 8,771,057 8,694,661			1,665,011,661 1,788,505,102 1,911,975,143 2,034,851,906 2,156,386,682			104,051,594 103,353,408 102,598,929 101,782,240 100,895,715		1,769,063,255 1,891,858,510 2,014,574,072 2,136,634,146 2,257,282,398
21 22 23 24 25	55 56 57 58 59		8,611,540 8,521,377 8,423,722 8,318,510 8,205,461			2,275,739,106 2,392,412,419 2,505,750,668 2,615,447,922 2,720,968,697			99,931,152 98,884,871 97,751,650 96,530,735 95,218,877		2,375,670,257 2,491,297,290 2,603,502,318 2,711,978,657 2,816,187,574
26 27 28 29 30	60 61 62 63 64		8,084,266 7,954,271 7,814,753 7,664,788 7,503,368			2,821,721,015 2,916,737,513 3,004,930,366 3,084,953,029 3,155,303,158			93,812,490 92,303,986 90,684,973 88,944,729 87,071,558		2,915,533,505 3,009,041,499 3,095,615,339 3,173,897,758 3,242,374,716
31 32 33 34 35	65 66 67 68 69		7,329,740 7,143,418 6,944,474 6,733,084 6,509,613			3,214,653,578 3,261,875,263 3,296,340,486 3,317,498,145 3,324,963,472			85,056,722 82,894,580 80,585,968 78,132,929 75,539,697		3,299,710,300 3,344,769,843 3,376,926,454 3,395,631,073 3,400,503,169
TABLE 16-1 (Continued) Progression of Reserve Funds for Ordinary Life Contracts of $1,000 Issued to Males Aged 35; 1980 CSO Male Table and 4.5 Percent Interest Net Level Premium of $11.60433
(7) 4.5 Percent Interest for One Year on Sum in Column (6) 0.045 x (6)		(8) Sum at End of Policy Year before Deducting Death Claims (6) + (7)		(9) Death Claims Due at End of Policy Year			(10) Aggregate Reserve at End of Policy Year after Deducting Death Claims (8) � (9)			(11) Number Living at End of Policy Year		(12) Individual Reserve at End of Policy Year per $1,000 of Insurance (10) ¸ (11)
$ 4,956,523 9,224,370 13,619,687 18,135,068 22,767,005		$ 115,101,469 214,210,375 316,279,387 421,136,584 528,700,454		$ 20,028,000 21,217,000 22,681,000 24,324,000 26,236,000			$ 95,073,469 192,993,375 293,598,387 396,812,584 502,464,454			9,471,683 9,450,466 9,427,785 9,403,461 9,377,225		$ 10.04 20.42 31.14 42.20 53.58
27,507,639 32,353,078 37,290,746 42,324,610 47,442,035		638,788,506 751,310,375 865,973,985 982,871,509 1,101,709,480		28,319,000 30,758,000 33,173,000 35,933,000 38,753,000			610,469,506 720,552,375 832,800,985 946,938,509 1,062,956,480			9,348,906 9,318,148 9,284,975 9,249,042 9,210,289		65.30 77.33 89.69 102.38 115.41
52,642,607 57,913,391 63,253,761 68,654,841 74,111,885		1,222,478,320 1,344,877,641 1,468,892,884 1,594,317,980 1,721,042,661		41,907,000 45,108,000 48,536,000 52,089,000 56,031,000			1,180,571,320 1,299,769,641 1,420,356,884 1,542,228,980 1,665,011,661			9,168,382 9,123,274 9,074,738 9,022,649 8,966,618		128.77 142.47 156.52 170.93 185.69
79,607,846 85,133,633 90,655,833 96,148,537 101,577,708		1,848,671,102 1,976,992,143 2,105,229,906 2,232,782,682 2,358,860,106		60,166,000 65,017,000 70,378,000 76,396,000 83,121,000			1,788,505,102 1,911,975,143 2,034,851,906 2,156,386,682 2,275,739,106			8,906,452 8,841,435 8,771,057 8,694,661 8,611,540		200.81 216.25 232.00 248.01 264.27
106,905,162 112,108,378 117,157,604 122,039,040 126,728,441		2,482,575,419 2,603,405,668 2,720,659,922 2,834,017,697 2,942,916,015		90,163,000 97,655,000 105,212,000 113,049,000 121,195,000			2,392,412,419 2,505,750,668 2,615,447,922 2,720,968,697 2,821,721,015			8,521,377 8,423,722 8,318,510 8,205,461 8,084,266		280.75 297.46 314.41 331.60 349.04
131,199,008 135,406,867 139,302,690 142,825,399 145,906,862		3,046,732,513 3,144,448,366 3,234,918,029 3,316,723,158 3,388,281,578		129,995,000 139,518,000 149,965,000 161,420,000 173,628,000			2,916,737,513 3,004,930,366 3,084,953,029 3,155,303,158 3,214,653,578			7,954,271 7,814,753 7,664,788 7,503,368 7,329,740		366.69 384.52 402.48 420.52 438.58
148,486,963 150,514,643 151,961,690 152,803,398 153,022,643		3,448,197,263 3,495,284,486 3,528,888,145 3,548,434,472 3,553,525,812		186,322,000 198,944,000 211,390,000 223,471,000 235,453,000			3,261,875,263 3,296,340,486 3,317,498,145 3,324,963,472 3,318,072,812			7,143,418 6,944,474 6,733,084 6,509,613 6,274,160		456.63 474.67 492.72 510.78 528.85
TABLE 16-1 (Continued) Progression of Reserve Funds for Ordinary Life Contracts of $1,000 Issued to Males Aged 35; 1980 CSO Male Table and 4.5 Percent Interest Net Level Premium of $11.60433
(1) Policy Year	(2) Attained Age at Beginning of Policy Year		(3) Number Living at Beginning of Policy Year (Equals Number Insured)		(4) Aggregate Reserve at End of Previous Year See (10)			(5) Annual Premiums Paid at Beginning of Policy Year (3) x $11.60433			(6) Total Sum on Hand at Beginning of Policy Year (4) + (5)
36 37 38 39 40	70 71 72 73 74		6,274,160 6,026,268 5,765,331 5,490,613 5,201,587		$3,318,072,812 3,295,577,845 3,256,019,537 3,197,735,846 3,119,190,014			$72,807,423 69,930,803 66,902,803 63,714,885 60,360,932			$3,390,880,235 3,365,508,648 3,322,922,340 3,261,450,731 3,179,550,946
41 42 43 44 45	75 76 77 78 79		4,898,907 4,584,446 4,261,105 3,932,489 3,602,553		3,019,950,738 2,900,794,239 2,763,582,378 2,610,999,981 2,446,246,406			56,848,533 53,199,424 49,447,269 45,633,900 41,805,214			3,076,799,272 2,953,993,663 2,813,029,647 2,656,633,881 2,488,051,619
46 47 48 49 50	80 81 82 83 84		3,274,541 2,950,885 2,633,724 2,324,920 2,026,726		2,272,001,942 2,090,294,833 1,902,981,080 1,711,749,148 1,518,777,060			37,998,854 34,243,043 30,562,602 26,979,139 23,518,797			2,310,000,797 2,124,537,876 1,933,543,683 1,738,728,287 1,542,295,858
51 52 53 54 55	85 86 87 88 89		1,742,478 1,475,966 1,230,823 1,009,829 814,659		1,327,451,171 1,141,804,677 965,941,225 803,340,186 656,566,211			20,220,290 17,127,597 14,282,876 11,718,389 9,453,572			1,347,671,461 1,158,932,273 980,224,102 815,058,575 666,019,783
56 57 58 59 60	90 91 92 93 94		645,788 502,572 383,472 286,281 208,381		527,119,673 415,455,223 321,145,160 243,055,875 179,564,983			7,493,937 5,832,011 4,449,936 3,322,099 2,418,122			534,613,610 421,287,234 325,595,095 246,377,974 181,983,105
61 62 63 64 65	95 96 97 98 99		146,721 98,309 60,504 31,450 10,757		128,512,344 87,662,616 54,994,580 29,149,039 10,149,125			1,702,599 1,140,810 702,108 364,956 124,828			130,214,943 88,803,426 55,696,688 29,513,995 10,273,953

TABLE 16-1 (Continued) Progression of Reserve Funds for Ordinary Life Contracts of $1,000 Issued to Males Aged 35; 1980 CSO Male Table and 4.5 Percent Interest Net Level Premium of $11.60433
(7) 4.5 Percent Interest for One Year on Sum in Column (6) 0.045 x (6)	(8) Sum at End of Policy Year before Deducting Death Claims (6) + (7)	(9) Death Claims Due at End of Policy Year	(10) Aggregate Reserve at End of Policy Year after Deducting Death Claims (8) � (9)	(11) Number Living at End of Policy Year		(12) Individual Reserve at End of Policy Year per $1,000 of Insurance (10) ¸ (11)
$152,589,611 151,447,889 149,531,505 146,765,283 143,079,793	$3,543,469,845 3,516,956,537 3,472,453,846 3,408,216,014 3,322,630,738	$247,892,000 260,937,000 274,718,000 289,026,000 302,680,000	$3,295,577,845 3,256,019,537 3,197,735,846 3,119,190,014 3,019,950,738	6,026,268 5,765,331 5,490,613 5,201,587 4,898,907	$ 546.87 564.76 582.40 599.66 616.45
138,455,967 132,929,715 126,586,334 119,548,525 111,962,323	3,215,255,239 3,086,923,378 2,939,615,981 2,776,182,406 2,600,013,942	314,461,000 323,341,000 328,616,000 329,936,000 328,012,000	2,900,794,239 2,763,582,378 2,610,999,981 2,446,246,406 2,272,001,942	4,584,446 4,261,105 3,932,489 3,602,553 3,274,541	632.75 648.56 663.96 679.03 693.84
103,950,036 95,604,204 87,009,466 78,242,773 69,403,314	2,413,950,833 2,220,142,080 2,020,553,148 1,816,971,060 1,611,699,171	323,656,000 317,161,000 308,804,000 298,194,000 284,248,000	2,090,294,833 1,902,981,080 1,711,749,148 1,518,777,060 1,327,451,171	2,950,885 2,633,724 2,324,920 2,026,726 1,742,478	708.36 722.54 736.26 749.37 761.82
60,645,216 52,151,952 44,110,085 36,677,636 29,970,890	1,408,316,677 1,211,084,225 1,024,334,186 851,736,211 695,990,673	266,512,000 245,143,000 220,994,000 195,170,000 168,871,000	1,141,804,677 965,941,225 803,340,186 656,566,211 527,119,673	1,475,966 1,230,823 1,009,829 814,659 645,788	773.60 784.79 795.52 805.94 816.24
24,057,612 18,957,926 14,651,779 11,087,009 8,189,240	558,671,223 440,245,160 340,246,875 257,464,983 190,172,344	143,216,000 119,100,000 97,191,000 77,900,000 61,660,000	415,455,223 321,145,160 243,055,875 179,564,983 128,512,344	502,572 383,472 286,281 208,381 146,721	826.66 837.47 849.01 861.71 875.90
5,859,672 3,996,154 2,506,351 1,328,130 462,328	136,074,616 92,799,580 58,203,039 30,842,125 10,736,281	48,412,000 37,805,000 29,054,000 20,693,000 10,757,000	87,662,616 54,994,580 29,149,039 10,149,125 � 20,719	98,309 60,504 31,450 10,757 0	891.70 908.94 926.84 943.49 0

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