Huebner School Series McGill's Legal Aspects of Life Insurance

Edward E. Graves and Burke A. Christensen, Editors
The American College/Bryn Mawr, Pennsylvania

This publication is designed to provide accurate and authoritative information about the subject covered. While every precaution has been taken in the preparation of this material, the editor and The American College assume no liability for damages resulting from the use of the information contained in this publication. The American College is not engaged in rendering legal, accounting, or other professional advice. If legal or other expert advice is required, the services of an appropriate professional should be sought.
� 1997 The American College
All rights reserved

Library of Congress Catalog Card Number 97-70988
ISBN 0-943590-85-X
Printed in the United States of America



Dr. Dan M. McGill, PhD, CLU, whom we honor by including his name in the title of this book, is professor emeritus at The Wharton School of the University of Pennsylvania. He has been one of the most influential educators and scholars in the field of insurance over the past 40 years. Considered by many to be the nation's leading life insurance scholar, Dr. McGill taught at The Wharton School for more than three decades and served as chairman of The Wharton School's prestigious insurance department for 25 years. He also served as executive director of the Solomon S. Huebner Foundation for Insurance Education.