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UMBRELLA PROGRAM FOR CONDOS, HOA'S, LRO'S,
TOWNHOMES, TIMESHARES AND HOTEL |
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New competitive pricing for:
›› Office Buildings
›› Shopping Centers
›› Industrial/Warehouse Buildings |
ONLINE INSTANT QUOTES AVAILABLE
www.harpquotes.com |
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| The HARP Inc. program can reduce gaps in coverage over and above the primary liability policy.
More importantly, it adds a second layer of protection against skyrocketing liability verdicts that in today's
contentious legal environment can reach hundreds of millions of dollars - blowing through a policy's primary
limits and leaving your insured dangerously exposed. |
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Separate Aggregate Limits
Over Each Primary Policy |
| Most carriers have a single aggregate for both excess and umbrella coverages, but the HARP Inc.
Umbrella gives your clients a separate aggregate limits over each aggregate limit in the scheduled primary
policies. For example, in addition to having an aggregate over just your premises liability and
products/completed operations, the HARP Inc. Umbrella extends coverages over all aggregates, such as |
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• Automatic additional insureds covered at named insured's options
• Automatic coverage for newly acquired or formed companies
• Follow form aggregate applies to per location, per policy, per project, per coverage
• Automatic waiver of subrogation included if provided on the primary policy
• Unintentional Failure to Disclose i.e., Unintentional E&O, is covered
• Over 50 years underwriting expertise, flexibility & responsiveness for this product line
• Custom solutions that meet the specific needs of clients
• Dedicated umbrella/excess claims specialists
• Consistently rated among top insurance carriers by A.M. Best, Standard & Poor's and Moody's |
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| DISCLAIMER: The insurance policy, not this communication, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions, and limitations that are not detailed in this communication. Coverages may differ by state. |
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| Trivedi-Capacity Associates is a licensed insurance agent and broker located at One International Blvd., Mahwah, NJ 07495. We abide by all national and regional
antispam legislation. Should you wish to be excluded from our mailing, simply click the unsubscribe link below and your name will be removed promptly. |
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